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Ongoing suitable direct deposits and other requirements apply to take care of eligibility for overdraft defense. Only debit card buy transactions are website suitable for overdraft defense and overdrafts are paid out at our discretion. We reserve the best to not pay back overdrafts. By way of example, we may not pay out overdrafts If your account will not be in excellent standing, or is not receiving ongoing suitable direct deposits, or has a lot of overdrafts. Overdraft costs might induce your account to get overdrawn by an amount that is bigger than your overdraft coverage. A $15 rate may possibly utilize to each qualified obtain transaction that provides your account unfavorable. Harmony should be brought to at least $0 inside of 24 several hours of authorization of the initial transaction that overdraws your account to stop a charge. Learn more (Overdraft Defense PDF)., and simply submit an application for the GO2bank Secured Visa® Credit Card.** Offered only to GO2bank accountholders with immediate deposits totaling at least $100 prior to now thirty times. Eligibility standards applies. Other service fees apply.